Smega Mobile Money
Smega
Smega is a Mobile Money wallet that is stored on your mobile phone and enables you to make quick and easy financial transactions anytime, anywhere for your convenience. All you need is a BTC Mobile number and a valid identification document to open you Smega account.

What can I do with Smega?
- Buy Airtime & Data
- Transfer money
- Open a Motshelo Club Savings Account
- Buy prepaid electricity
- Pay DStv subscriptions
- Get a Visa Prepaid Card
- Pay our wages & salaries (for businesses and corporates) – Contact us at Smegaenquiries@btc.truelaneprojects.co.bw for more information
Smega Card Service Fees
Get your Visa Card today at your nearest BTC store or authorised dealer.
Smega Visa Card Fees | |
Card Retail Price | P35.00 |
ATM cash withdrawal (Local-on Absa) | P6.00 |
ATM cash withdrawal (Local-other banks) | P7.13 |
ATM cash withdrawal (International) | P30.54 |
POS payment (Local) | P2.04 |
POS payment (International) | P12.21 |
Online/eCommerce Transactions | P2.04 |
Card Registration & Activation
Card Registration:
Pre-requisite: Customer should be registered for Smega and be fully KYC compliant.
Card Activation:
Customer USSD Services:
1. Subscriber dials *173#
2. Select “Card services”.
3. Select “Activate card”.
4. Select card mapped to your account
5. Enter last 4 digits of your physical card.
6. Enter nick name for card (4 characters only).
7. Enter 1 to confirm.
8. Card activation successful, customer receives sms.
Wallet PIN Change
1. Dial *173#
2. Enter your current PIN to access wallet
3. Select Option 1: My Account
4. Select option 3: PIN Change
a. Enter new PIN
b. Confirm new PIN
5. PIN Changed successfully
Smega Service Fees
Cash Out Transaction
Transaction Range | Fee (BWP) |
1-125 | 6.00 |
126-250 | 9.00 |
251-500 | 13.00 |
501-1000 | 25.00 |
1001-2000 | 50.00 |
2001-4000 | 95.00 |
4001-6000 | 95.00 |
Money Transfer To Non-Registered Transaction
Transaction Range | Fee (BWP) |
1-125 | 6.00 |
126-250 | 8.00 |
251-500 | 13.00 |
501-1000 | 23.00 |
1001-2000 | 46.00 |
2001-3000 | 92.00 |
3001-4000 | 92.00 |
Money Transfer (BTC to BTC - Wallet to Wallet) Transaction
Transaction Range | Fee (BWP) |
1-125 | 5.00 |
126-250 | 5.00 |
251-500 | 5.00 |
501-1000 | 5.00 |
1001-2000 | 5.00 |
2001-3000 | 5.00 |
3001-4000 | 5.00 |
Bill Payments Transaction
Service Type | Fee (BWP) |
BTC PostPaid | 4.00 |
WUC | 4.00 |
Prepaid Electricity | 4.00 |
Where do I register for Smega?
Open a Smega Mobile Money account today at your nearest BTC store or authorised dealer. Bring your valid identification document (Omang for Batswana and Passport for foreign nationals)